#Website Name Deposits

A standard SDK that grants access to fixed deposit products offered by multiple banks to developers.

Integration of supply partners—financial institutions such as banks, NBFCs, and AMCs—with distributor channels such as PhonePe and Google Pay is facilitated by (Website Name)'s

(Website Name)’s product offers a lot of advantages—

1. Standalone FD—No need to open new bank account. A customer can fund their FD from their existing bank accounts using either UPI or net-banking.
2. Attractive interest rates—Our bank/NBFC partners give us the best interest rates available in the market, making it lucrative as an investment option.
3. Insured upto 5 Lakhs—FD from Banks are insured upto 5 Lakhs by RBI’s wholly owned subsidiary DICGC (Deposit Insurance and Credit Guarantee Corporation).
4. FDs from multiple banks/NBFC—Multiple options for FDs on the platform. If you need some more information, read more on commonly asked questions about (Website Name) Deposits here.

If you need some more information, read more on commonly asked questions about Website Name Deposits here.

#What can I do with this product?

If you’re a supply partner

On the (Website Name) platform, a "supply partner" is a financial institution that offers fixed deposit products to customers. For example Small Finance Banks, NBFCs, etc.

On the (Website Name) platform, a "supply partner" refers to any financial institution that provides fixed deposit products to customers. Such as NBFCs, small finance banks, and so forth.

Providing your customers with a streamlined fixed deposit booking and management experience could be achieved through the distribution of your FD product on multiple distributor platforms. An increased influx of funds and customers will be to your advantage, and you will not be required to invest a substantial amount in CAC.

• Increased retail base and granularity of customers
• Minimize your cost of acquiring customers
• Amplify your IT bandwidth—Integrating with (Website Name) SDK enables you to go live on multiple fintech partners in a fraction of the time it typically takes.

If you’re a distributor partner

A "distributor partner" for (Website Name)'s FD SDK is any digital or hybrid channel that has the capability to offer fixed deposits to their clientele. For instance, investment and payment applications.

You can expand your coverage of investment instruments and offer proprietary ones, without having to integrate individually with each bank or fund house. This vastly reduces time spend on development, letting you go live much faster.

#How it works

This section is meant for distributor partners. Supply partners may require bespoke integrations depending on their individual technical configurations.

Here is a typical list of steps involved in booking an FD by a retail investor. In this scenario, the distributor app has onboarded a banking partner with (Website Name)’s Deposit SDK.

1. The customer opens a distributor partners app and chooses any of the supply partners to invest in.
2. The customer chooses an amount to invest and a tenure of their choice, and views the expected return on the maturity of the FD.
3. The customer fills out KYC details and personal information.
4. The customer then pays using any payment method of their choice (UPI, Netbanking, etc).
5. This payment directly goes to the supply partner, or maybe routed via (Website Name)’s own payment gateway infrastructure.

#Fixed Deposits integration

#Step 1 — Create an FD app on The Bridge

The Bridge is the developer console utilized by (Website Name) to administer integrations. This is the configuration page for your FD application. The Bridge features (Website Name) Fixed Deposits products in the Investments section. After configuring this configuration, a secret key will be provided for use as an input parameter when executing the SDK.

#Step 2 — Integrate via SDK

Embed the SDK on your page. Offer pre-built end-to-end FD journeys with thoughtfully designed UX, easily collect user details and full-fill FD bookings.

Look at the Integrate via SDK guide to proceed.

#Step 3 — Go live

Once you have finished integration on sandbox, these are the steps to go live on production—

• Get design approvals—Share your design/UX with us to make sure it adheres to the guidelines laid down by banks.
• Contact your account manager—Once designs are finalized, agreements exceuted and approved. Contact your account manager of (Website Name) for going live.
• Execute legal agreements—This will be shared once you start the conversation with the business team.

#Fixed Deposits SDK integration guide

#Introduction

This guide will help you integrate Fixed Deposits SDK into your application.

#Platform

Fixed Deposits SDK is available for

#Fixed Deposits SDK integration guide for Web

#Add a button

Add the following button at an appropriate location to your page. The function launchSDK, which invokes the SDK, should be attached to click event of this button.

Copy

<buttononclick="launchSDK()">Book FD</button>

#Add the script

Add both the scripts, Script 1 and Script 2 provided below, just before closing of body tag on your page.

Script 1

<script
type="text/javascript"
src="https://fd.(Website Name).co/sdk.js"
></script>

Script 2

Provide the following details when calling the function in the script—

• A valid SDK secretKey obtained from the bridge under-investment product has to be passed as secretKey in the function call.
• Provide env as MOCK for mock environment and PROD for production environment.
• Provide these values to theme some parts of the SDK—
  • logoUrl link to your logo
• Provide redirectTo as the URL object to which the user should be redirected after the transaction is completed.
  • on success or failure, we will redirect user to success or failure URL, provided in redirectTo object with a query parameter applicationId with value as the application ID of the transaction.
  • this will help in easier way to map transactions with respect to one user and to check when one user has created multiple FDs with different providers
• provider is the bank/NBFC offering the FD. Following are the values for various bank/NBFC partners—

The details required vary across banks. Following are the details required for the above mentioned bank/NBFC partners–

<scripttype="text/javascript">
functionlaunchSDK(){
document.Setu.FD.init({
      secretKey:"YOUR_SECRET_KEY",
      env:"MOCK",//ENUM values - "MOCK", "UAT", "PROD"
      partnerName:"YOUR_PARTNER_NAME",//Used for branding
      theme:{
          primaryColor:"#3742FA",
          secondaryColor:"#E2ECFC",
          primaryTextColor:"#1A202C",
          secondaryTextColor:"#A0AEC0",
          hoverOnPrimaryColor:"#2C3AFA",
          inputFieldBackgroundColor:"#F7FAFC",
          inputFieldBorderColor:"#3742FA",
          cardColor:"#FFFFFF",
          globalBackgroundColor:"#F7FAFC",
        logoUrl:
"https://image.shutterstock.com/image-vector/abstract-vector-logo-design-template-600w-1971786323.jpg",
},
      provider:"UJVN",//ENUM values - "UJVN", "BAJAJ"
      prefills:{
        amount:25000,
        tenure:180,//Range - 180 to 365 days
        kycParams:{
          email:"[email protected]",
          pan:"ABCD1234E",
          mobile:"9998887776",
},
        personalParams:{
          mothersName:"Rhea",
          fathersName:"Kronos",
          maritalStatus:"MARRIED",//ENUM values - "SINGLE","MARRIED","DIVORCED","WIDOW","SEPARATED"
          spouseName:"Hera",
          qualification:"10TH",
          occupation:"EMPLOYED",//ENUM values - "SALARIED", "PROFESSIONAL", "SELF_EMPLOYED", "UNEMPLOYED", "STUDENT", "HOUSEWIFE", "RETIRED"
          designation:"SALARIED",//ENUM values - "DOCTOR", "CONSULTANT", "EDUCATOR", CHARTERED_ACCOUNTANT", "LAWYER", "STUDENT", "HOUSEWIFE", "RETIRED", "SALARIED", "SELF_EMPLOYED", "OTHERS"
          communicationAddress:"6th main, Subhash Nagar, Tumkur",
          communicationPinCode:"560023",
},
        nomineeParams:{
          nomineeRelationship:"SON",//ENUM values - 'FATHER', 'MOTHER', 'DAUGHTER', 'SON', 'FATHER_IN_LAW', 'MOTHER_IN_LAW', 'DAUGHTER_IN_LAW', 'SON_IN_LAW', 'GRAND_FATHER', 'GRAND_MOTHER', 'HUSBAND', 'WIFE', 'BROTHER', 'SISTER', 'BROTHER_IN_LAW', 'SISTER_IN_LAW', 'AUNT', 'UNCLE', 'COUSIN', 'GUARDIAN', 'EMPLOYER', 'EMPLOYEE', 'FRIEND', 'COLLEAGUE', 'OTHER', 'SHG_MEMBER', 'SHG', 'NEPHEW', 'NIECE'
          nomineeName:"Suresh",
          nomineeDob:"1992-11-11",
          nomineeEmail:"[email protected]",
          nomineePincode:"560023",
},
        maturityParams:{
          maturityIfsc:"SBIN0050432",
          maturityAccountNumber:"00112233445566",
},
        redirectTo:{
          success:"https://my-website.co/success"
          failure:"https://my-website.co/failure"
}
},
});
}
</script>

#Mock values for testing

Once you have successfully embedded the SDK on your page, use the following input values for testing the SDK journey in sandbox—

Verify your details screen

Use 111111 as the OTP for verifying mobile number and ABCD1234E as the PAN for verifying PAN.

Verify your Aadhaar screen

Use 1234-1234-1234 as the Aadhaar number and 111111 as the OTP for verifying mobile number.

Mock payment screen

On the payment page, please wait for a while—the payment is automatically mocked.

#Fixed Deposits SDK integration guide for Android

#Add a button

Add the following button at an appropriate location to your activity.

#Important notes

• A valid SDK secretKey obtained from the bridge under-investment product has to be passed as secretKey in the function call.
• Provide env as MOCK for mock environment and PROD for production environment.
• Provide these values to theme some parts of the SDK—
  • logoUrl link to your logo
• Provide redirectTo as the URL object to which the user should be redirected after the transaction is completed.
  • on success or failure, we will redirect user to success or failure URL, provided in redirectTo object with a query parameter applicationId with value as the application ID of the transaction.
  • this will help in easier way to map transactions with respect to one user and to check when one user has created multiple FDs with different providers
• provider is the bank/NBFC offering the FD. Following are the values for various bank/NBFC partners—

This is a sample implementation of invoking our FD SDK in Android.

Android implementation using Java

packagecom.example.deposits;// Replace with your package name
importandroidx.appcompat.app.AppCompatActivity;
importandroid.annotation.SuppressLint;
importandroid.os.Bundle;
importandroid.util.Base64;
importandroid.webkit.WebView;
importandroid.webkit.WebViewClient;
importorg.json.JSONException;
importorg.json.JSONObject;
publicclassMainActivityextendsAppCompatActivity{
@Override
protectedvoidonCreate(Bundle savedInstanceState){
super.onCreate(savedInstanceState);
setContentView(R.layout.activity_main);
WebView webView =getWebviewObject();
// HTML to load SDK
String html ="<script type="text/javascript" src="https://fd.(website name).co/sdk.js"></script><p>Loading...</p>";
String encodedHtml =Base64.encodeToString(html.getBytes(),Base64.NO_PADDING);
// Set prefills here
JSONObject prefills =newJSONObject();
try{
            prefills.put("secretKey","YOUR_SECRET_KEY");
            prefills.put("env","MOCK");// MOCK, PROD
            prefills.put("partnerName","YOUR_PARTNER_NAME");
            prefills.put("theme",getPrefillsTheme());
            prefills.put("provider","UJVN");
            prefills.put("prefills",getPrefills());
            prefills.put("personalParams",getPersonalParams());
            prefills.put("nomineeParams",getNomineeParams());
            prefills.put("maturityParams",getMaturityParams());
            prefills.put("redirectTo",getRedirectionDetails());
}catch(JSONException e){
            e.printStackTrace();
}
String jsString ="(function handleClick(){document.(website name).FD.init(%s)})();";
String injectableJS =String.format(jsString, prefills);
        webView.loadData(encodedHtml,"text/html","base64");
        webView.setWebViewClient(newWebViewClient(){
@Override
publicvoidonPageFinished(WebView view,String url){
if(view.getUrl().startsWith("data:")){
                     view.evaluateJavascript( injectableJS, paRes ->{
// Handle response here
});
});
}
super.onPageFinished(view, url);
}
});
}
// Set theme
JSONObjectgetPrefillsTheme()throwsJSONException{
JSONObject theme =newJSONObject();
        theme.put("logoUrl","https://image.shutterstock.com/image-vector/abstract-vector-logo-design-template-600w-1971786323.jpg");
        theme.put("primaryColor","#3742FA");
        theme.put("secondaryColor","#E2ECFC");
        theme.put("primaryTextColor","#1A202C");
        theme.put("secondaryTextColor","#A0AEC0");
        theme.put("hoverOnPrimaryColor","#2C3AFA");
        theme.put("inputFieldBackgroundColor","#F7FAFC");
        theme.put("inputFieldBorderColor","#3742FA");
        theme.put("cardColor","#FFFFFF");
        theme.put("globalBackgroundColor","#F7FAFC");
return theme;
}
// Set amount, tenue and KYC params
JSONObjectgetPrefills()throwsJSONException{
JSONObject prefils =newJSONObject();
        prefils.put("amount",25000);
        prefils.put("tenure",180);
JSONObject kyc =newJSONObject();
        kyc.put("email","[email protected]");
        kyc.put("pan","ABCD1234E");
        kyc.put("mobile","9998887776");
        prefils.put("kycParams", kyc);
return prefils;
}
// Set personal params
JSONObjectgetPersonalParams()throwsJSONException{
JSONObject personal =newJSONObject();
        personal.put("mothersName","Rhea");
        personal.put("fathersName","Kronos");
        personal.put("maritalStatus","MARRIED");
        personal.put("spouseName","Hera");
        personal.put("qualification","10TH");
        personal.put("occupation","EMPLOYED");
        personal.put("designation","SALARIED");
        personal.put("communicationAddress","6th main, Subhash Nagar, Tumkur");
        personal.put("communicationPinCode","560023");
return personal;
}
// Set nominee params
JSONObjectgetNomineeParams()throwsJSONException{
JSONObject nomineeParams =newJSONObject();
        nomineeParams.put("nomineeRelationship","SON");
        nomineeParams.put("nomineeName","Suresh");
        nomineeParams.put("nomineeDob","1992-11-11");
        nomineeParams.put("nomineeEmail","[email protected]");
        nomineeParams.put("nomineePincode","560023");
return nomineeParams;
}
// Set account details
JSONObjectgetMaturityParams()throwsJSONException{
JSONObject maturityParams =newJSONObject();
        maturityParams.put("maturityIfsc","SBIN0050432");
        maturityParams.put("maturityAccountNumber","00112233445566");
return maturityParams;
}
// Set redirection object
JSONObjectgetRedirectionDetails()throwsJSONException{
JSONObject redirectTo =newJSONObject();
        redirectTo.put("success","https://my-website.co/success");
        redirectTo.put("failure","https://my-website.co/failure");
return redirectTo;
}
@SuppressLint("SetJavaScriptEnabled")
WebViewgetWebviewObject(){
WebView webView =findViewById(R.id.webview);
        webView.getSettings().setJavaScriptEnabled(true);
        webView.getSettings().setJavaScriptCanOpenWindowsAutomatically(true);
        webView.getSettings().setDomStorageEnabled(true);
return webView;
}
}

#Mock values for testing

Once you have successfully embedded the SDK on your page, use the following input values for testing the SDK journey in sandbox—

Verify your details screen

Use 111111 as the OTP for verifying mobile number and ABCD1234E as the PAN for verifying PAN.

Verify your Aadhaar screen

Use 1234-1234-1234 as the Aadhaar number and 111111 as the OTP for verifying mobile number.

Mock payment screen

On the payment page, please wait for a while—the payment is automatically mocked.

#Fixed Deposits SDK integration guide for iOS

#Add a button

Add the following button at an appropriate location to your view.

#Important notes

• A valid SDK secretKey obtained from the bridge under-investment product has to be passed as secretKey in the function call.
• Provide env as MOCK for mock environment and PROD for production environment.
• Provide these values to theme some parts of the SDK—
  • logoUrl link to your logo
• Provide redirectTo as the URL object to which the user should be redirected after the transaction is completed.
  • on success or failure, we will redirect user to success or failure URL, provided in redirectTo object with a query parameter applicationId with value as the application ID of the transaction.
  • this will help in easier way to map transactions with respect to one user and to check when one user has created multiple FDs with different providers
• provider is the bank/NBFC offering the FD. Following are the values for various bank/NBFC partners—

This is a sample implementation of invoking our FD SDK in Swift.

iOS implementation using SWIFT

import UIKit
import WebKit
class ViewController: UIViewController, WKNavigationDelegate, WKUIDelegate {
    let webView: WKWebView = {
        let prefs = WKWebpagePreferences()
        prefs.allowsContentJavaScript = true
        let configuration = WKWebViewConfiguration()
        configuration.defaultWebpagePreferences = prefs
        configuration.preferences.javaScriptCanOpenWindowsAutomatically = true
        let webView = WKWebView(frame: .zero, configuration: configuration)
        return webView
    }()
    struct prefilData : Codable {
        var secretKey: String = "YOUR_SECRET_KEY"
        var env: String = "MOCK"
        var partnerName: String = "YOUR_PARTNER_NAME"
        var provider: String = "UJVN"
        var theme: Theme = Theme()
        var prefills: Prefills = Prefills()
        var personalParams: PersonalParams = PersonalParams()
        var nomineeParams: NomineeParams = NomineeParams()
        var maturityParams: MaturityParams = MaturityParams()
        var redirectTo: RedirectTo = RedirectTo()
        struct Theme: Codable {
            var logoUrl: String = "https://image.shutterstoc.com/image-vector/abstract-vector-logo-design-template-600w-1971786323.jpg"
            var primaryColor: String = "#3742FA"
            var secondaryColor: String = "#E2ECFC"
            var primaryTextColor: String = "#1A202C"
            var secondaryTextColor: String = "#A0AEC0"
            var hoverOnPrimaryColor: String = "#2C3AFA"
            var inputFieldBackgroundColor: String = "#F7FAFC"
            var inputFieldBorderColor: String = "#3742FA"
            var cardColor: String = "#FFFFFF"
            var globalBackgroundColor: String = "#F7FAFC"
        }
        struct Prefills: Codable {
            var amount: Int = 25000
            var tenure: Int = 180
            var kycParams: KYCParams = KYCParams()
            struct KYCParams: Codable {
                var email: String = "[email protected]"
                var pan: String = "ABCD1234E"
                var mobile: String = "9998887776"
            }
        }
        struct PersonalParams: Codable {
            var mothersName: String = "Rhea"
            var fathersName: String =  "Kronos"
            var maritalStatus: String =  "MARRIED"
            var spouseName: String =  "Hera"
            var qualification: String =  "10TH"
            var occupation: String =  "EMPLOYED"
            var designation: String =  "SALARIED"
            var communicationAddress: String =  "6th main, Subhash Nagar, Tumkur"
            var communicationPinCode: String =  "560023"
        }
        struct NomineeParams: Codable {
            var nomineeRelationship: String =   "SON"
            var nomineeName: String = "Suresh"
            var nomineeDob: String = "1992-11-11"
            var nomineeEmail: String = "[email protected]"
            var nomineePincode: String = "560023"
        }
        struct MaturityParams: Codable {
            var maturityIfsc: String = "SBIN0050432"
            var maturityAccountNumber: String = "00112233445566"
        }
        struct RedirectTo: Codable {
            var success: String = "https://my-website.co/success"
            var failure: String = "https://my-website.co/failure"
        }
    }
    override func viewDidLoad() {
        super.viewDidLoad()
        // Do any additional setup after loading the view.
        view.addSubview(webView)
        webView.navigationDelegate = self
        webView.uiDelegate = self
        webView.loadHTMLString("<script type="text/javascript" src="https://fd.(website name).co/sdk.js"></script><p>Loading...</p>", baseURL: nil)
        let injectableJS = getInjectableJS()
        DispatchQueue.main.asyncAfter(deadline: .now()+2){
            self.webView.evaluateJavaScript(injectableJS){ result, error in
                guard let html = result as? String, error == nil else {
                    return
                }
                print(html)
            }
        }
    }
    func getInjectableJS() -> String {
        let jsonEncoder = JSONEncoder()
        jsonEncoder.outputFormatting = .prettyPrinted
        let pd = prefilData()
        var endcodePrefills = "";
        do {
            let prefills = try jsonEncoder.encode(pd)
            endcodePrefills = String(data: prefills, encoding: .utf8)!
        } catch {
            print(error.localizedDescription)
        }
        return "(function handleClick(){document.(website name).FD.init((endcodePrefills))})();"
    }
    override func viewDidLayoutSubviews() {
        super.viewDidLayoutSubviews()
        webView.frame = view.bounds
    }
    func webView(_ webView: WKWebView, createWebViewWith configuration: WKWebViewConfiguration, for navigationAction: WKNavigationAction, windowFeatures: WKWindowFeatures) -> WKWebView? {
        let newWebView = WKWebView(frame: webView.frame, configuration: configuration)
        view.addSubview(newWebView)
        return newWebView
    }
}

#Mock values for testing

Once you have successfully embedded the SDK on your page, use the following input values for testing the SDK journey in sandbox—

Verify your details screen

Use 111111 as the OTP for verifying mobile number and ABCD1234E as the PAN for verifying PAN.

Verify your Aadhaar screen

Use 1234-1234-1234 as the Aadhaar number and 111111 as the OTP for verifying mobile number.

Mock payment screen

On the payment page, please wait for a while—the payment is automatically mocked.

#Peripheral pages

These are pages that would be built out by you, which come before or after the fixed deposit booking journey. These help your customers to smoothly complete the fixed deposits journey for your customers within your app or website. While these may not be mandatory, it is recommended that you build this to offer a better product to your users and get a higher conversion rate.

#Create a page to highlight benefits

The Website Name Deposits product has many advantages. You may choose to highlight the following details for your customers—

1. Standalone FD—No need to open new bank account. A customer can fund their FD from their existing bank accounts using either UPI or net-banking.
2. Attractive interest rates—Our bank/NBFC partners give us the best interest rates available in the market, making it lucrative as an investment option.
3. Insured upto 5 Lakhs—FD from Banks are insured upto 5 Lakhs by RBI’s wholly owned subsidiary DICGC (Deposit Insurance and Credit Guarantee Corporation).
4. FDs from multiple banks/NBFC—Multiple options for FDs on the platform.

#Create a fixed deposit exploration page

If you want to allow your users to explore various FD options that you provide, you can build a page that helps them try out options, even before actually starting the FD booking journey. Examples include FD calculators, interest graphs, comparison between FD providers and so on. Here is one such example—

In order to build an exploration page that is consistent with the current information, we offer these APIs. You can use one or more of them, as per your needs.

1. FD calculator API— Get maturity amount corresponding to a particular investment amount, tenure, provider. Implement FD calculator APIs using our API Docs ↗

2. Misc info API— Get misc information about all providers. Implement Misc info APIs using our API Docs ↗

This page could also have a CTA that pre-fills user choices like amount/tenure etc. and invokes the FD booking SDK. Here is the ideal end-to-end user journey with the SDK integration.

#Create a fixed deposit dashboard

On completing the FD booking journey, you will receive a webhook notification with status as FINISH. The webhook notification will have all the data required to create such a page, using details like invested amount, maturity amount, rate of interest, maturity date and more.

#Configure notifications

Webhooks can be configured to listen to user events such as real-time application status, once the user starts the Fixed Deposit booking journey. This can be used for analytics and re-engagement purposes.

#Set up process

Provide callback URL

Set up a callback URL that is capable of receiving real-time notifications.

Supported auth schemes

We support 3 forms of auth scheme for your callback URL server —

1. None – Open Endpoint without any authentication.
2. JWT – Signed JWT based authentication i.e. JWT token in Authorization Header. client-id and secret should be configured on Bridge. JWT generation URLs along with payload need to be communicated offline to Website Name by writing to deposits.biz@(website name).co.
3. Basic – Username and Password based authentication.

The authentication scheme can be customised for enterprise customers — please write to us at deposits.biz@(website name).co

#Notification payload structure

Each notification is a JSON with the following key value pairs —

• amount: amount being invested in the fixed deposit
• application_id: every user is associated with a unique application_id
• email: email id of the user, same as provided while generating the SDK token
• phone: phone number provided by the user during the booking journey
• state: state of the application in the FD booking journey. See the list of application states below for a detailed explanation.
• tenure_in_days: tenure of the FD in days
• maturity_date: date at which FD gets matured and funds are credited back to the user's source account
• maturity_amount: amount which user will receive at maturity
• interest_rate: interest received per annum for the particular FD
• bank/NBFC: provider of the FD
• timestamp: timestamp indicating when this notification was created, confirms to the EPOC format
• premature_redemption_available_online: whether the provider supports breaking of FD before maturity or not

#Sample payload

{
"amount":25000.0,
"application_id":"21b2fd43-47e5-47bf-810d-699a8a4de4b7",
"email":"[email protected]",
"phone":"919876543210",//ENUM values—919876543210 | null  
"state":"FINISH",//ENUM values—AWT_GENERATE_VERIFY_OTP | AWT_AADHAAR_CONSENT | AWT_WEBVIEW_RESULTS | AWT_PAYMENT | FINISH 
"tenure_in_days":200,
"maturity_date":"31-12-2030",
"maturity_amount":30000,
"interest_rate":"7%",
"bank/NBFC":"UJJIVAN",//ENUM values—Bajaj Finance 
"timestamp":1643038421.505453,// epoc time 
"premature_redemption_available_online":"YES"// ENUM values—YES/NO
}

We may add additional parameters at a later stage. However, backward compatibility will be ensured.

#List of application states

The following states convey the status of a booking journey –

• AWT_GENERATE_VERIFY_OTP — Awaiting Mobile OTP verification
• AWT_AADHAAR_CONSENT — Awaiting Aadhaar Consent
• AWT_WEBVIEW_RESULTS — Awaiting Aadhaar Verification
• AWT_PAYMENT — Awaiting Payment
• FINISH — Fixed Deposit has been booked