Account Aggregator Gateway

Break Free from the Chains of Complexity

Gain authorized access to financial data, facilitating seamless integration for income verification, credit monitoring, and personal finance management.
Eliminate outdated methods such as screen scraping, SMS reading, or file uploads to ensure a frictionless onboarding process and reduce dropout rates.

Easy Loans

Share bank account data with

Easy Loans

3 easy steps

1

Select bank accounts to share

2

Verify chosen accounts
with OTP

3

Approve data sharing

Secured data sharing powered RBI licensed Account Aggregator

Learn more

Cancel

Easy Loans

Select bank accounts to share

Your mobile number

1

9876543210

Choose your salary account

  • Acme Bank

    XXXXXXXX651


  • Acme Bank

    XXXXXXXX410


  • Acme Insurance

    XXXXXXXX234

OTP sent to 9876543210

To verify account XXXXXXXX651

987654

Easy Loans

Approve data sharing
  • Reason to share data

  • Duration of sharing data

    See more

  • Data requested

  • See accounts

Reject

Easy Loans

Data sharing complete

Weaving Controlled Connectivity

Financial Maze with the Liberating Way Of Light

Let users easily share their financial data for improved verifications, on-boarding, and product experience.

Streamlined Data Sharing Through Pre-built Interfaces

Provide Your Users with Proven User Experiences for Connecting Financial Data.
  • Configure uniquely and employ intelligent routing.

  • Implement responsive web/SDK journeys.

  • Tailor the user interface with your brand's logo, colors, and fonts.

Customise screens for your brand—

Brand name

Share bank account data with brand name
3 easy steps

1

Select bank accounts to share

2

Verify chosen accounts with OTP

3

Approve data sharing

Secure data sharing powered by OneMoney, an RBI-licensed Account Aggregator.

Cancel

About OneMoney
Is it safe to share my data using OneMoney?

Yes, OneMoney is—

Secure Data Directly from Authenticated Sources

Safeguard Against Fraud by Accessing Data Directly from Your Customers' Financial Institutions.
  • System approved by RBI

  • Utilize standardized, machine-readable data

  • Convenience for both you and your customers

Banks

NBFCs

Insurers

Investment funds

ETFs and SIPs

Mutual fund houses

...and more

Holistic Underwriting Beyond Credit Scores

Effortlessly Evaluate Customers with Limited Credit History Using Varied Financial Data.

Move Away from OCR, PDFs, and Net Banking; Leverage [Website Name] Insights for a Comprehensive Understanding of Your Users' Finances.

  • Evaluate creditworthiness

  • Monitor income and expenditures

  • Combat fraud using over 20 indicators

View (website name) Insights

Advanced Financial Products and Experiences

Comprehensive Financial Data

Access a Financial Institution's Complete Dataset Through a Unified Integration.

User profile information
Includes personal information like mobile number, date of birth, PAN, etc.
Overview data
Provides a concise snapshot of financial information, such as bank account balance.
Transactional data
Access detailed financial records, similar to a monthly bank account statement.

Transmitting Gateways Limitless Works

Consolidated Clarity

Canvas of Your Financial Serenity
Authenticate Users
Enhance security by confirming user details like name and address.
Credit Assessment
Mitigate risk using financial data—income, spending, and FOIR—for loan approvals.
Debt Surveillance
Analyze credit usage for accurate predictions of debt repayment capability.
Financial Oversight
Empower users with a unified view of income, spending, and investments.

and more use cases

Improved for Your Business and Clients

Effortless Integration, Elevating Customer Conversion Rates

Engage with a top-tier developer experience and an acclaimed customer interface.
Seamless Integration

We manage regulatory requirements, freeing you to innovate and construct.

Comprehensive Testing Environment

Experiment with simulated processes for user enrollment, data requests, and consent management.

Tailored Testing Options

Evaluate consent approvals, rejections, or expirations using [Website Name]'s premium mock data.

Building Confidence Through Secure Data Sharing

Foster confidence by assisting clients in securely sharing their data.
  • Showcase reputable institutions

  • Outline the advantages/disadvantages of data sharing

  • Clarify data purpose, storage duration, and access frequency

Prominent Consent

Clarify the utilization and storage of users' financial data.

Empower Customer Control

Enable clients to scrutinize data access details before deciding to share.

Our team members

FAQ